Freelancers, gig economy workers, and underemployed folks can attest: Inconsistent income is an unruly, disruptive beast. It can be tough figuring out if you have enough to get by each month. Or if you’ll be able to cover your bills on time.

Side hustles can be a relatively easy way to rake in some extra cash. But let’s say you’re a full-time gigger, or are of the 9 to 5 set and take on side work. And you’re still barely scraping by. What to do if you don’t have the wherewithal to commit to any more outside gigs?           

Let’s lean into technology. There are apps and banking platforms that can help you cover cash shortfalls, avoid the setback of overdraft fees, or prevent you from resorting to a predatory payday loan. Some of these apps and banking platforms can also help you get a small influx of money before your next payday.

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