With nearly 22 million people filing for unemployment (at the time of writing this) due to the coronavirus pandemic, millions more working remotely and commerce slowing to a crawl, the impact on the U.S. economy and the lives of everyday Americans have already been significant, and it could get worse before it gets better.

For those who own small businesses, it’s a particularly difficult time. Many have been forced to lay off workers and others are wondering if their fledgling companies —  restaurants, dry cleaners, tech startups or consultancies — can weather the storm.

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