A new D.A. Davidson survey reveals inflation, stock-market whiplash, and doubts about Social Security have pushed Gen X and baby-boomer retirees back into the labor pool as substitute teachers, real estate agents, and rideshare drivers.

“The definition of — and classic timeline for — retirement is changing,” said Andrew Crowell, vice chair of wealth management at D.A. Davidson. “A side gig doesn’t have to be a last resort in retirement. It can actually be an integral part of retirement planning, supplementing savings while also encouraging engagement in the community and keeping the mind sharp.”

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